Services

AUTO INSURANCE 101

Types of Coverage

Liability Coverage: Covers costs if you’re at fault in an accident (others’ medical bills and property damage).
Collision Coverage: Pays for repairs to your vehicle after a collision, regardless of fault.
Comprehensive Coverage: Protects against non-collision incidents (theft, vandalism, natural disasters).
Personal Injury Protection (PIP): Covers medical expenses for you and passengers.
Uninsured/Underinsured Motorist (UM/UIM): Steps in if the at-fault driver lacks sufficient insurance.
Optional Add-Ons: Roadside assistance, rental reimbursement, and gap insurance for leased vehicles.

Types Of Coverage

Legal Requirement

Most states mandate minimum liability coverage.

Financial Safety Net

Shields savings from costly repairs or lawsuits.

Peace of Mind

Drive confidently knowing you’re protected.

Life changes? Update your policy! Moving, buying a new car, or adding a driver can affect your needs. Regular reviews ensure optimal coverage.