Auto Insurance 101

Protect Your Drive with Auto Insurance

Understanding Auto Insurance

Auto insurance is a contract between you and an insurer, offering financial protection against accidents, theft, and other road-related risks. In exchange for premiums, the insurer covers specified losses, ensuring you’re prepared for the unexpected.

Types Of Coverage

Horrified driver after a car accident with baby pram on the crosswalk

Liability Coverage

Male Motorist Involved In Car Accident Calling Insurance Company Or Recovery Service

Collision Coverage

Close Up Of Two Cars Damaged In Road Traffic Accident

Comprehensive Coverage

Woman sits near a broken car after an accident. call for help. car insurance

Personal Injury Protection (PIP)

Crashed car after traffic accident on road

Uninsured/Underinsured Motorist (UM/UIM)

A young woman with smartphone by the damaged car after a car accident, making a phone call.

Optional Add-Ons

Why Auto Insurance Matters

Legal Requirement

Most states mandate minimum liability coverage.

Financial Safety Net

Shields savings from costly repairs or lawsuits.

Peace of Mind

Drive confidently knowing you’re protected.

Stay Protected and Proactive

Life changes? Update your policy! Moving, buying a new car, or adding a driver can affect your needs. Regular reviews ensure optimal coverage.